FNB Botswana Financial Performance
View MoreInvestors welcomed First National Bank Botswana’s (FNBB) stable earnings, which came mainly from other services (non-interest income) rather than interest on loans (interest income), as lending slowed under the current economic challenges. But even these income sources are under strain, as the slower economy may mean less money moving around,
First National Bank of Botswana (FNBB) has, for the longest time, made its platforms—point-of-sale machines (POS), airtime, and electricity payments—available to clients at no charge. The big question for shareholders is whether FNBB’s free services for clients cost the bank money or help it make more profit. At first glance, “free”
Banks across Botswana are wrestling with a problem: money is tight, and they have to pay more to attract it before they can lend it out. But where others see a headache, First National Bank Botswana (FNBB) is spotting an opening. The bank’s deputy CEO, Dr Mbako Mbo, pointed to its eWallet service—not
First National Bank Botswana (FNBB) has unveiled its 2030 strategy, effective July 1, 2025, charting a course to transform the bank into a “financial solutionist of choice.” At the heart of the plan is a commitment to steady, predictable profit—the anchor around which all other initiatives revolve. “We want our results
After three years of fast growth, FNBB’s shareholders are now facing a slower era for the bank’s interest income—the money it makes from loans. What used to grow by double digits has now increased by just 5%, marking a more measured pace. At the 2025 full-year results presentation, Acting CFO
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Across the industry, “price undercutting is common,” and this has weakened profitability for many life insurers.
After three years of going down, BIHL’s value of new business is finally on the way up again. This, according to the company’s management, “goes well for future profitability,” since new business today means profits that can be unlocked for shareholders in years to come.
The group said it has implemented pricing in some of the schemes that are underperforming and continues to ensure that each and every scheme becomes profitable and sustainable on its own.
Botswana’s recent shortage of chronic medication in some parts of the country is more than a health story. It has real implications for Botswana Insurance Holdings Limited (BIHL), and by extension investors.
The weaker pula may squeeze today’s income, but the group’s response shows it is working to protect its future revenue stream.
The changes made to the Botswana Pula present a mixed picture for your investment in Botswana Insurance Holdings Limited (BIHL). But not without hope.
Letshego Financial Performance
Almost 90% of Letshego’s profit comes from Southern Africa. In the first half of 2025, the strongest growth came from Mozambique, Namibia, and Botswana. East and West used to make losses, but now they are beginning to add some profit. Letshego operates in 11 African countries. It gives loans to ordinary people like you and me, as well as to small business owners.
Botswana Stock Exchange - TOP 5
| # | COMPANY | Q1 | APRIL 2025 | MAY 2025 | 1st JAN - 31st MAY 2025 |
|---|---|---|---|---|---|
| 1 | SEFALANA | 39,428,895.97 | 13,254,397.84 | 124,504.82 | 52,807,798.63 |
| 2 | SECHABA | 35,135,353.88 | 3,907,883.94 | 12,767,355.42 | 51,810,593.24 |
| 3 | FNBB | 38,156,309.43 | 9,540,034.99 | 899,459.66 | 48,595,804.02 |
| 4 | BIHL | 27,748,291.06 | 11,017,297.62 | 3,712,591.00 | 42,478,179.68 |
| 5 | ENGEN | 37,086.966.44 | 42,436.50 | 2,154,628.50 | 39,284,031.44 |
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